This tool is designed for quick planning, not formal financial advice. Some situations can materially change your real outcome and should be checked with your provider, payroll team, or licensed advisor.
Employer policy differences can change package structure and fees.
HECS/HELP, childcare subsidy, Medicare surcharge and reportable benefits are simplified.
Insurance, fuel/electricity and servicing costs are modelled assumptions unless you override them.
Early termination or changing employers can create additional costs.
EV FBT eligibility depends on current rules and personal circumstances.
Use this estimate to compare options quickly, then validate with a formal quote before committing.