Free fast estimate - No phone or email required

Free Novated Lease Calculator

Get a free estimate in under a minute with privacy-first inputs. If you want, you can later opt in and let screened partner providers compete to give you a better offer.

Novated Lease Calculator

No phone number required. Generate a fast estimate in under a minute.

Payroll cycle changes deduction frequency: weekly (52), fortnightly (26), monthly (12).

Includes fuel/electricity, insurance, rego/CTP, servicing and tyres.

Adjust running cost assumptions (optional)

Leave blank to use default market assumptions. If entered, your values will override defaults.

State affects registration and CTP assumptions.

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Private First, Optional Help Later

This calculator is designed so you can get a practical novated lease estimate without submitting your email or phone number. Your contact details are only requested if you choose to receive tailored offers.

If you opt in, we connect you with screened partner providers to help you compare stronger pricing and package options.

How to Compare a Novated Lease Properly

A useful comparison is not only lease payment. It should include take-home pay impact, annual running costs, residual value, and tax effect over the full lease term. This calculator is designed to show these items in one place so you can make a clearer first-pass decision.

EV FBT Exemption Explained

If your EV and arrangement qualify, FBT exemption may reduce your effective salary packaging cost. This can materially change the result versus a petrol or diesel package. Always confirm eligibility with a licensed advisor and current ATO guidance before relying on a quote.

Quick Questions

Is this a formal quote? No. It is an estimate for planning and comparison.

Do I need to leave contact details? No. You can use the calculator anonymously and only opt in later if you want better offers from partner providers.

Why does pay cycle matter? It changes how the annual package appears in weekly, fortnightly, or monthly take-home terms.

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